Why Budgeting Matters

A city budget is a lot like a household budget – but for 7,000 people. It’s not just a list of numbers. It’s a plan. It answers questions like:

  • What can we afford?
  • What needs to be repaired or upgraded?
  • What emergencies do we need to prepare for?
  • What kind of future are we building?

Just like a family sets aside money for groceries, rent, and car repairs, a city must plan for roads, water, sewer, patrol cars, fire trucks, sewer lines, parks, public safety, and other infrastructure. But unlike a household, a city’s operations don’t pause while we figure things out. Emergencies happen. Equipment breaks. Services are needed – daily. And so budgeting is one of the most important responsibilities of any city government.


🧾 Where We Started – and Where We Are Now

When I joined the City Council in November 2020, Margaret had approximately $1.87 million spread across multiple accounts – everything from the General Fund to dedicated accounts for Fire, Streets, Gas & Diesel, Youth, Court, and more.

What we lacked then – and still lack now – is a clear, strategic budget structure that connects those accounts to long-term planning and department needs.

By July 2025, our available cash balance had grown to over $6.5 million, including:

  • $3.975 million in general city accounts
  • $2.54 million in public works funds

$1,000,000 of that is bond money issued years ago for a sewer upgrade we still haven’t begun. Now there’s discussion about spending that money on a water tower.
When municipal funds pile up with no purpose that is irresponsible management of the taxpayers funds. It’s not planning – that’s drifting. And it’s why we need to get serious about budgeting.


🧭 What a Budget Is – and What It Isn’t

A budget is not just spending money. It’s planning how, when, and why to spend it – based on real needs and real goals. It shows the citizens that we are thinking ahead.

✅ A real budget:

  • Helps departments operate without delay or political gridlock
  • Plans for big-ticket items like fire trucks and patrol vehicles
  • Lays out how we invest in essential services like sewer, water, and roads
  • Brings transparency and accountability to every dollar
  • Allows flexibility when emergencies or priorities shift

A “last year + 5%” budget:

  • Ignores inflation, population growth, and emergencies
  • Leaves departments without resources when they need them most
  • Prevents strategic planning for equipment, staff, or capital projects
  • Is based on history – not on reality or vision

🚨 We’ve Outgrown Running without a Budget

Since 2000, Margaret has grown from 1,100 residents to over 7,000. That’s a sixfold increase. And we became a legal city in 2011 – yet our budget still operates like a small town’s.

In recent years, our leadership has pushed heavily on a “last year plus 5%” approach that is not prepared by the council. But when I’ve asked simple questions about the budget, I don’t get answers and the topic gets dropped.

Why? Because real budgeting takes effort – and I’m not afraid of doing that work.

The example below was one of the last year plus 5% files that was given to me. The mayor tried to say we only grow at 5% so this is acceptable, but look at the differences in the previous 2 years.

Here’s what’s at stake:

  • 🔥 Our fire department needs staffing for call volume and new equipment
  • 🚓 Our police vehicles are aging while demand continues to rise
  • 💧 Our sewer system has funding but no executed upgrade plan
  • 🚰 Our city is overdue for a new water tower and water main
  • 🛠️ And every department is still operating without proactive budgets

Departments shouldn’t have to wait for council meetings to fix broken equipment or buy needed supplies. They should have a plan they can manage and adjust within defined limits – not operate in uncertainty.


🛣️ Budgets Are Roadmaps – Not Chains

Budgets aren’t meant to be rigid. Emergencies happen. Priorities evolve. That’s why good budgets include flexibility, reserves, and oversight.

But without a real plan? We’re not budgeting – we’re just improvising.


So Where Do We Go From Here?

When elected, here’s how we will budget:

  • A real capital improvement plan for vehicles, equipment, and infrastructure
  • Needs-based budgets for each department – reviewed and adjusted annually with staff input
  • Transparency around restricted funds (like sewer bond money) – so the public knows what’s being spent, where, and why
  • Community engagement in the budget process – because your tax dollars deserve your voice
  • Guardrails to prevent reallocation of critical funds without public discussion and planning

I’m Running for Mayor Because Margaret Deserves Planning – Not Guessing

We shouldn’t be improvising with taxpayer money.
We shouldn’t be letting $1 million in bond funds sit unused for years.
We shouldn’t be budgeting like a town of 1,100 when we’re a city of 7,000.

If you believe Margaret deserves better budgeting – and better leadership – join me. Let’s build a city that’s not just growing, but growing wisely.


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